Fund your fleet.
Pay over time.
Eight Australian asset finance providers, side by side. Indicative rates, term lengths and deposit requirements. Use the calculator to size up monthly repayments before you call a lender or dealer.
AU Finance Calculator
Indicative only. Subject to credit assessment by the lender. Pricing in AUD. Registered ABNs may claim back the GST on the next BAS and may be eligible for the instant asset write off, accelerated depreciation or temporary full expensing depending on current ATO rules. Always confirm with your accountant.
Australian asset finance providers
| Lender | Best for | APR Range | Term (mo) | Min Deposit | Products | Action |
|---|---|---|---|---|---|---|
| Cat Finance Australia Captive lender for yellow iron | New and used earthmoving plant | 6.5–9.9% | 12–84 | 10% | Chattel MortgageFinance LeaseOperating Lease+1 | View → |
| CommBank Asset Finance Big four scale, broker friendly | Construction plant | 6.9–11.5% | 12–72 | Nil | Chattel MortgageHire PurchaseFinance Lease+1 | View → |
| NAB Equipment Finance Australia's #1 business bank | Established companies | 6.5–9.5% | 12–72 | Nil | Chattel MortgageFinance LeaseOperating Lease+1 | View → |
| Westpac Equipment Finance Asset finance from Westpac Group | Plant and machinery | 6.7–10.5% | 12–72 | Nil | Chattel MortgageFinance LeaseOperating Lease | View → |
| ANZ Asset Finance Big four equipment lending | Civil contractors | 6.7–10.9% | 12–72 | Nil | Chattel MortgageFinance LeaseOperating Lease | View → |
| Macquarie Asset Finance Specialist equipment funder | Plant and machinery | 6.9–11% | 12–72 | Nil | Chattel MortgageFinance LeaseOperating Lease+1 | View → |
| ScotPac Business Finance Backing Aussie SMEs | New start businesses | 8.5–14.5% | 12–60 | Nil | Chattel MortgageEquipment LoanSale and Leaseback | View → |
| Pepper Asset Finance Specialist non-bank lender | Owner operators | 8.9–15% | 12–84 | Nil | Chattel MortgageEquipment LoanSale and Leaseback | View → |
Higgy is an independent comparison site and is not an Australian Credit Licence holder or credit broker. Rates shown are indicative annual percentage rates based on publicly available information for prime credit, larger ticket items and standard chattel mortgage structures. Your actual rate will depend on credit profile, deposit, term, asset type and ABN trading history. Pricing is shown in AUD ex GST. Always speak to the provider or dealer directly before making a decision.